Title insurance protects homebuyers and mortgage lenders from title defects during the purchase. About one-third of all real estate sales involve a defective title. This can jeopardize the valid ownership of the property, its value, and involve other legal damages....
residential real estate
What is a title defect?
When real estate professionals talk about a “title,” they discuss who has legal ownership of a property or the right to use a property. As with a title for a car, this is the actual document listing the owner or ownership arrangement. The conversation usually revolves...
How does hurricane season affect residential real estate?
Hurricane season is in full swing, and it will not be over until November. Hurricanes can have a major impact on every facet of the economy, including the real estate. If you are considering purchasing a home or a condo, you may wonder how hurricane season—or a...
Sellers required to disclose specific issues to home buyers
There are certain laws set in place to protect real estate buyers. In general, the seller must disclose material defects and other potential problems that could impact the actual value of a home and surrounding property before the sale is final. Sellers are not...
Issues to consider in a construction contract
A contract outlining the terms of a transaction is not the only real estate agreement signed. Construction contracts are another commonly used agreement. These address many different concerns in specific terms. Overall, the construction contract can help both parties...
What is a title defect?
Buying a residential property is a considerable investment, and most homeowners want to rest easy in their new home knowing that their ownership is secure. For many people navigating the real estate market, title defects are mysterious obstacles to that ownership....
Before purchasing real estate, check the easements
Purchasing a property in Florida is a complex process. Responsible buyers take considerable time with the inspection, ensuring the home or rental property is in good condition or needs only minor repairs. Thorough research and shopping will present the best options...
What do homeowners associations regulate?
When Florida residents rent or buy a house, look for information on homeowners associations. They are also known as HOAs. Not every neighborhood has one, but most do. Knowing the details of your HOA is a huge benefit to you. Today, we will look into what homeowners...
What should you do if you have a disagreement with your HOA?
Many residential neighborhoods in Florida have homeowner's associations, and there can certainly be some perks to this. You may enjoy living in a neighborhood where lawns are kept to a well-manicured standard of beauty, and where you feel pet leash laws will be...
Common issues during a house closing
Most soon-to-be homeowners in Florida look forward to closing day and about owning a new home. However, there are common issues that can crop up in the days leading up to the closing, and even on the day itself. Knowing what these potential problems can be often helps...

