When you buy a house in Florida, the standard real estate contract allows you a “due diligence” period, usually ten to fifteen days, to arrange a home inspection. This is an essential step before closing the sale.
The state has regulations and licensing standards for home inspectors. If this is your first time purchasing real estate in Florida, you should understand the vital role of the home inspector.
Home inspector qualifications
Licensure
In Florida, home inspectors must pass an exam to obtain a license. To keep their licensure current, they must participate in continuing education, including hurricane wind mitigation courses.
Insurance
Home inspectors in Florida must have at least $300,000 in general liability coverage.
Home inspector responsibilities
The inspector should check the following components:
- Structure
- Electrical, HVAC and plumbing systems
- Roof
- Interior and exterior components
- Site conditions affecting the structure, such as drainage and retaining walls
Disclosures
Per state regulations, the inspector must provide you with a copy of his or her license and a written document that explains what the inspection does and does not cover.
Report
The inspector must provide a written report of the results of the inspection. If the inspector was unable to check any components, he or she should explain these omissions in the report.
Repairs
You should not expect the home inspector to offer you a quote or estimate of repair costs. The inspector can not perform any repairs, as this is a violation of both state law and the American Society of Home Inspectors’ code of ethics.
Home inspection is a critical part of the home buying process. By consulting a qualified professional, you can avoid any unpleasant surprises after moving into your home.
