real estate banking & finance

Some home buyers got an unpleasant surprise if they put down less than 20%. It comes when the lender informs the buyer that they need to buy mortgage insurance. Also known as private mortgage insurance (PMI), it adds expense to those likely stretched a little thin as...

Mortgages are often the biggest financial burden on any budget. In light of the current economic environment, the Federal Reserve has cut interest rates to spur the economy. A benefit of this cut is that mortgage lenders followed suit and similarly slashed their...

Short term rentals are becoming more common. These rentals may include rooms, apartments or entire homes. If you have spare housing, it may sound beneficial to list your room or apartment for extra income.  Forbes explains that while short term rentals are growing in...

Owning a condominium in Florida has several benefits even for an individual who does not wish to reside in it. With the increasingly high costs of college tuition, parents have turned toward condos as a less expensive alternative for providing housing for their adult...

When buying a home in Florida, you most likely must secure a mortgage loan from a lender. Lenders have strict requirements you must meet to qualify for a loan. A home loan is one of the largest debts you will take on. It also requires a long-term commitment, often...

Florida homeowners have several options when it comes to accessing funds that are tied up in their home. While a home is not a liquid asset so there may not be cash available, there are ways to turn equity into cash. It is important that you understand if this is a...

If you plan to buy a home in Florida and do not have the cash to make the entire purchase, you will have to borrow money from a bank or another lending institution. With this comes interest rates that you pay over the course of your loan. Because the smallest increase...

Florida residents who plan to buy a house will also find that there are benefits to having a good credit score. Unfortunately, this is where choices from the past can haunt a buyer. According to Bankrate, a better credit score leads to lower interest rates and the...

One important aspect of any real estate project or purchase is the financing associated with the project or purchase. As a result, it is important for parties to a real estate transaction to understand real estate financing options and the real estate financing...

Real estate banking and finance are important components to allowing Florida communities to grow and thrive as new developments come in and new life is breathed into older developments. Whether the real estate project is commercial or residential, obtaining the most...